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Blogs by John
John A. White
Jan 72 min read
The Social Security Fairness Act Explained
The Social Security Fairness Act has sparked significant conversations across the nation, especially among public servants like teachers, fi
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John A. White
Dec 30, 20242 min read
Health Savings Accounts: Your Guide to Triple Tax Advantages and Retirement Security
Health Savings Accounts (HSAs) are gaining traction as one of the most powerful tools for financial planning, offering unparalleled tax bene
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John A. White
Dec 26, 20243 min read
Avoiding Retirement Regrets: Five Lessons for a Fulfilling Life After Work
Have you ever envisioned yourself, decades from now, reflecting on your life from a cozy porch? It’s a poignant thought that brings into foc
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John A. White
Dec 16, 20243 min read
Smart Ways to Use Your RMDs in Retirement: A Comprehensive Guide
When you reach age 73, Required Minimum Distributions (RMDs) from your retirement accounts—like IRAs and 401(k)s—come into play. While some
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John A. White
Dec 16, 20242 min read
Big 401(k) Changes Coming in 2025: What You Need to Know
As 2025 approaches, significant changes to 401(k) plans are on the horizon, thanks to updates from the SECURE 2.0 Act. These changes can hav
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John A. White
Dec 16, 20242 min read
Financial Planning for Marriage and Divorce: What You Need to Know
Marriage and divorce are two of life’s biggest decisions, each carrying significant emotional and financial implications. While love and par
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John A. White
Dec 10, 20243 min read
5 Key Strategies to Protect Your Retirement from Sequence of Returns Risk
Sequence of returns risk refers to the order in which your investment gains and losses occur. While the average return over time might seem
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John A. White
Dec 10, 20244 min read
Spousal IRAs: The Secret Weapon for Couples to Boost Retirement Savings
Retirement planning can feel like a solo mission, but for couples, spousal IRAs offer a unique way to team up and strengthen their financial
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John A. White
Dec 3, 20243 min read
2025 Financial Game Changers: Key Strategies You Can’t Afford to Ignore
As we approach 2025, the financial landscape is shifting, and now is the time to prepare. From tax adjustments to smart investment strategie
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John A. White
Dec 2, 20242 min read
Big Changes to Social Security in 2025: What Retirees Need to Know Now!
Planning for retirement? Major updates are coming to Social Security in 2025, and they could impact your golden years in surprising ways. Fr
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John A. White
Nov 26, 20243 min read
Nurse Burnout: Why It’s Driving New Nurses Away and How We Can Fix It
Burnout in nursing isn’t just a buzzword—it’s a full-blown crisis. For new nurses, the first few years on the job are often overwhelming, em
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John A. White
Nov 26, 20243 min read
Triple Tax Advantage: The HSA Retirement Hack You Need to Know
We all know saving for retirement is critical, but there’s one major cost many of us overlook: healthcare. Did you know that Fidelity estima
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John A. White
Nov 19, 20242 min read
How Gig Nursing Apps Are Changing Healthcare: Innovation or Risk?
The gig economy has transformed industries worldwide, from ride-sharing to food delivery. Now, apps like Clipboard and ShiftKey are bringing
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John A. White
Nov 12, 20243 min read
How Medical Professionals Can Achieve a $3 Million Retirement: A Guide by Age
Reaching a $3 million retirement nest egg might seem like a lofty goal, especially for medical professionals with unique career paths and fi
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John A. White
Nov 7, 20243 min read
Social Security Mistakes to Avoid: Protect Your Retirement
Social Security is a vital source of income for millions of retirees, yet many people make costly mistakes that reduce their benefits. Avoid
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John A. White
Oct 29, 20244 min read
Life Insurance Options After a Breast Cancer Diagnosis: Your Guide to a Secure Future 💪
Life after a breast cancer diagnosis is all about rebuilding confidence in your health and future. But when it comes to securing life insura
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John A. White
Oct 29, 20244 min read
Harris vs. Trump: How Their Policies Could Impact Your Wallet 💸
Hey, everyone! Welcome back! 👋 Today, we’re diving deep into one of the hottest topics: the economic impact of the upcoming election. With
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John A. White
Oct 24, 20243 min read
2025 IRS Tax Inflation Adjustments Explained: What You Need to Know! 💸📊
Let’s be honest—taxes aren’t exactly thrilling, but they’re essential. The IRS has released its 2025 tax inflation adjustments, and we’re he
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John A. White
Oct 22, 20245 min read
SECURE Act 2.0: Your 2025 Retirement Planning Guide
Retirement planning is evolving, and with the arrival of SECURE Act 2.0Â in 2025, there are exciting changes you need to know about. Whether
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John A. White
Oct 21, 20244 min read
Navigating Pre-Tax, Post-Tax, and HSA Accounts for a Better Retirement
Planning your retirement can seem like a daunting task. There are so many account types, rules, and strategies—it can feel like a financial
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