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Blogs by John


The Ultimate Financial Game Plan for Nurses: From Debt Relief to Retirement Dreams
Nursing is more than a profession—it's a calling. But the financial burdens that come with this rewarding path can be overwhelming. With student loans, unclear budgeting, and complex retirement plans, it’s no surprise many nurses feel financially stuck. This blog distills the key strategies from our podcast episode
But what does that actually mean for your retirement income? Is it as dire as it sounds?
In our latest podcast episode, we break down what’s really happening, wh
John A. White
May 112 min read
9 views


Switched Jobs Recently? Your Old 401(k) Could Be a Hidden Trap
If you’ve changed jobs in the last five years, there’s one question that can come back to haunt you: What should I do with my old 401(k)? 👈
But what does that actually mean for your retirement income? Is it as dire as it sounds?
In our latest podcast episode, we break down what’s really happening, what it could mean for
John A. White
Apr 292 min read
11 views
0 comments


Will Social Security Be There for You?
If you’re planning for retirement, Social Security is likely one of your biggest concerns—and for good reason. The 2024 Social Security Trustees Report revealed a projected depletion of the primary trust fund by 2033. That headline alone is causing anxiety, especially when people hear the words “21% benefit cut.”
But what does that actually mean for your retirement income? Is it as dire as it sounds?
In our latest podcast episode, we break down what’s really happening, wh
John A. White
Apr 223 min read
7 views
0 comments


April 2025 Tariffs: How They’re Reshaping the Economy—and What You Should Do Now
On April 2, 2025, the U.S. entered a new era of trade policy with the announcement of sweeping tariffs by President Trump. Nicknamed “Libera
John A. White
Apr 94 min read
8 views
0 comments


Why Economists Say Claiming Social Security at 62 Could Be a Costly Mistake
One of the biggest questions facing future retirees is: When should I claim Social Security? While 62 seems appealing, especially with the a
John A. White
Apr 12 min read
10 views
0 comments


You’ve Moved On. But Your Old 401(k) Hasn’t.
Let’s be honest—dealing with an old 401(k), 403(b), or 457 from a previous job is one of those financial tasks that’s easy to put off. It’s
John A. White
Mar 253 min read
10 views


Is Indexed Universal Life Insurance Right for You? Growth Potential, Tax Perks & Key Considerations
Life insurance is often thought of as just a safety net for your loved ones, but what if it could also help you build wealth? Indexed Univer
John A. White
Mar 42 min read
4 views
0 comments


Annuities for a Secure Retirement: Understanding Guaranteed Income and Tax Benefits
Explore how annuities provide guaranteed income, tax benefits, and peace of mind for a secure and stable retirement.
John A. White
Feb 253 min read
6 views


The Hidden Costs of Retirement Healthcare: How to Prepare and Protect Your Savings
When most people think about retirement, they focus on building a nest egg for travel, hobbies, and family time.
John A. White
Feb 183 min read
7 views
0 comments


401(k) Super Catch-Up in 2025: Maximize Retirement Savings with This New Rule! 💰
Retirement planning just got a big boost! If you're between ages 60 and 63, a new 401(k) Super Catch-Up contribution option rolling out in 2
John A. White
Feb 43 min read
3 views
0 comments


Avoid These Costly Retirement Planning Mistakes: Expert Insights for a Secure Future
Retirement planning can often feel overwhelming, with many decisions to make and potential pitfalls to avoid. Whether you’re just starting t
John A. White
Jan 283 min read
6 views
0 comments


Essential Retirement Planning Tips for Gen Xers: Secure Your Financial Future Now
Retirement planning isn’t just about saving—it’s about strategy, timing, and understanding the financial tools available to secure the futur
John A. White
Jan 153 min read
12 views
0 comments


Major Changes Coming? Here’s What Trump’s Policies Mean for Your Retirement
With the 2024 election cycle in full swing, many retirees and future retirees are wondering how Trump’s proposed policies could impact Socia
John A. White
Jan 153 min read
30 views
0 comments


The Social Security Fairness Act Explained
The Social Security Fairness Act has sparked significant conversations across the nation, especially among public servants like teachers, fi
John A. White
Jan 72 min read
9 views
0 comments


Health Savings Accounts: Your Guide to Triple Tax Advantages and Retirement Security
Health Savings Accounts (HSAs) are gaining traction as one of the most powerful tools for financial planning, offering unparalleled tax bene
John A. White
Dec 30, 20242 min read
9 views
0 comments


Avoiding Retirement Regrets: Five Lessons for a Fulfilling Life After Work
Have you ever envisioned yourself, decades from now, reflecting on your life from a cozy porch? It’s a poignant thought that brings into foc
John A. White
Dec 26, 20243 min read
9 views
0 comments


Smart Ways to Use Your RMDs in Retirement: A Comprehensive Guide
When you reach age 73, Required Minimum Distributions (RMDs) from your retirement accounts—like IRAs and 401(k)s—come into play. While some
John A. White
Dec 16, 20243 min read
13 views
0 comments


Big 401(k) Changes Coming in 2025: What You Need to Know
As 2025 approaches, significant changes to 401(k) plans are on the horizon, thanks to updates from the SECURE 2.0 Act. These changes can hav
John A. White
Dec 16, 20242 min read
4 views


5 Key Strategies to Protect Your Retirement from Sequence of Returns Risk
Sequence of returns risk refers to the order in which your investment gains and losses occur. While the average return over time might seem
John A. White
Dec 10, 20243 min read
8 views


Spousal IRAs: The Secret Weapon for Couples to Boost Retirement Savings
Retirement planning can feel like a solo mission, but for couples, spousal IRAs offer a unique way to team up and strengthen their financial
John A. White
Dec 10, 20244 min read
11 views
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