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Blogs by John


How To Maximize Your Social Security Benefits
As you approach retirement, it's crucial to understand how to maximize your Social Security benefits to ensure a secure and comfortable...
John A. White
Nov 7, 20234 min read


Social Security Cost-of-Living Adjustments: A Comprehensive Guide
Social Security benefits play a crucial role in ensuring the financial well-being of millions of Americans. To keep up with the rising...
John A. White
Oct 27, 20233 min read


Which States Do and Do Not Tax Social Security Benefits 🇺🇸
When planning for retirement, one crucial aspect is how your income, including Social Security benefits, will be taxed. While Social...
John A. White
Oct 24, 20237 min read


Is an Indexed Universal Life Insurance (IUL) Better Than a 401(k)?
In today's complex financial landscape, individuals have a multitude of options when it comes to retirement planning. Two popular choices...
John A. White
Oct 17, 20234 min read


Life Insurance Retirement Plan (LIRP): Is It Right For You?
Retirement planning can be a complex and overwhelming task. With so many options available, it's important to explore different...
John A. White
Oct 10, 20234 min read


Hidden Landmines in Your Retirement Plan
Retirement planning is a crucial aspect of financial security but challenging. There are hidden land mines in your retirement plan that...
John A. White
Oct 2, 20233 min read


Should You Consider A Reverse Mortgage In Your Overall Financial Plan? 🏠
Reverse mortgages have become a financial tool for seniors looking to tap into their home equity. However, like any financial product,...
John A. White
Sep 28, 20232 min read


The Risks and Rewards of Early Retirement
Note: This article is for informational purposes only and should not be considered financial or retirement advice. Consult with a...
John A. White
Sep 19, 20234 min read


Creating A Stress-Free Retirement: Your Personal Guide
Are you ready to step into the world of retirement with confidence and peace of mind? Retirement is a significant milestone in life, a...
John A. White
Sep 12, 20232 min read


Will My Social Security Benefits Increase if I Continue to Work?
Retirement is a significant milestone in one's life, and many individuals wonder if their Social Security benefits can increase even...
John A. White
Sep 4, 20235 min read


Should I File for Social Security at Age 62 or Wait Until Age 70?
Regarding Social Security benefits, one of the most critical decisions you'll face is when to start claiming them. The age at which you...
John A. White
Aug 29, 20236 min read


7 Retirement Myths Debunked
Retirement is a significant milestone that many of us look forward to. It's a time when we can finally leave the workforce behind and enjoy
John A. White
Aug 22, 20234 min read


Is an Annuity the Right Investment for You?
Annuities are financial products that offer a unique combination of benefits, making them a popular choice for retirement planning. However,
John A. White
Aug 15, 20235 min read


What You Need to Know as an Individual Taxpayer
The world of taxation is ever-evolving, and it's crucial for individual taxpayers to stay informed about proposed changes that may impact...
John A. White
Aug 8, 20236 min read


The Ins and Outs of Roth IRA Conversions: Good vs. Not-So-Good Reasons
Roth IRA conversions have become a popular topic among investors seeking to optimize their retirement savings strategy. The opportunity...
John A. White
Aug 1, 20236 min read


The Importance of a Special Needs Trust: Ensuring Financial Security for Your Child
As a parent of a child with special needs, you understand the unique challenges and responsibilities that come with meeting their...
John A. White
Jul 27, 20234 min read


How To Avoid Running Out of Money in Retirement
Retirement is a time that many people look forward to—a chance to relax, travel, and enjoy the fruits of their labor. However, the fear...
John A. White
Jul 25, 20234 min read


Managing ”Sequence of Returns Risk” in Retirement
Retirement is supposed to be a time of relaxation and enjoying the fruits of one's labour. However, retirees face several risks that can...
John A. White
Jul 20, 20234 min read


How Do I Know If I Have Enough Money to Retire?
The prospect of retirement is a milestone that many of us eagerly anticipate, envisioning days filled with relaxation, travel, and...
John A. White
Jul 18, 20233 min read


Why Health Savings Accounts (HSAs) are Essential for Retirement Planning
Why Health Savings Accounts (HSAs) are Essential for Retirement Planning Retirement planning is a crucial aspect of financial management,...
John A. White
Jul 11, 20235 min read
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